gap coverage

GAP Coverage

GAP Coverage gives you confidence when you purchase or lease a new Chevy vehicle. If you have an accident and your vehicle is considered a total loss, most standard insurance policies will only compensate you for the current value of your vehicle, not for what is owed or for the deductible. This can leave you responsible for the difference. GAP Coverage can help cover the gap. See the GAP Addendum for coverage limitations.  

How You’re Covered

Guaranteed auto protection

GAP Coverage can waive the deficiency amount between your Chevy’s unpaid finance balance and the settlement amount offered by your insurer for a total loss.

Covered from the start
GAP Coverage is only available at the time of vehicle purchase or lease.


GAP Coverage is available for your new, used, or leased Chevy.

Financial peace of mind

GAP Coverage is available for finance amounts up to $125,000. GAP Coverage can waive your financial loss up to $75,000, which can include up to $1,000 of your insurer’s physical damage deductible.

Get covered for longer

GAP Coverage is available for up to 84 months.

Protect your interests

Optional GAP Coverage protects you against owing money on a Chevrolet vehicle you can no longer drive.


GAP Coverage can be canceled at any time. Your coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender.   

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*The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. Click here to see all Chevrolet vehicles' destination freight charges.

Information provided is for illustration / summary purposes only; see Terms and Conditions / GAP Addendum / Pre-Paid Maintenance Agreement for complete details. Vehicle service contract coverage is provided and administered by AMT Warranty Corp., P.O. Box 927, Bedford, TX 76095, (877) 265-1072 (except in Florida, the obligor/provider and administrator is Wesco Insurance Company, 59 Maiden Lane, 43rd Floor, New York, NY 10038, (866) 327-5818, LICENSE #01913). GAP Coverage is provided by the dealer/creditor and administered by AMT Warranty Corp. ((877) 265-1166). AMT Warranty Corp. and Wesco Insurance Company are GM-approved providers but are not related entities of GM or its dealerships. Roadside Assistance Services are provided by Nation Safe Drivers, 800 Yamato Road, Suite 100, Boca Raton, FL 33431 (except as otherwise noted for your state in the Terms and Conditions).