Need advice on buying or leasing a new vehicle? We're here to help. Get information about financing and affordability, tips on what to expect at the dealership, and the basics about owning a Chevrolet vehicle.

Before you head to the dealership, see how your financing options stack up against each other.

Interested in advantages you may not be able to get from traditional financing? Ally offers options for qualified customers that may be right for you.

• 117-point inspection
• Budget
• Credit application
• Lease agreement
• Mileage limits
• Normal wear
• Trade-in value

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Financing options for new vehicles.

You've nailed down your budget. You've found the GM vehicle that fits within it. So naturally you're thinking: What are my payment options?

You have three options when it comes to paying for your vehicle:

• Finance: Buy the vehicle over time.
• Lease: Drive the vehicle for a period of time then return it.
• Pay cash: Buy the vehicle outright.

When financing or leasing with a dealership you:

• Choose a car or truck.
• Fill out the dealership's credit application.
• Negotiate the best price for your budget.
• Decide whether to purchase or lease.
• Drive away (if approved) in your vehicle (often on the very same day).

When paying cash:

• Negotiate the price of your chosen vehicle with the dealership.
• Add in taxes and other fees (e.g., license, title, registration).
• Pay the dealership the total amount.

Buying vs. leasing: What you need to know.

Don't know whether buying or leasing is right for you? Consider the following differences between buying and leasing before you make your decision.

Buying gives you:

• Complete ownership. The vehicle is titled to your name.
• No restraints on mileage limits or normal wear. Keep in mind that proper maintenance may affect your warranty coverage. A vehicle's condition can also affect the residual or trade–in value.
• A vehicle that's yours to sell or trade in at any time for another GM vehicle. You have the option to pay off your contract, or sell and trade your vehicle, at any time.

Leasing gives you:

• A chance to drive a new GM car, truck or van more often. Lease terms can be shorter than purchase terms with similar monthly payments.
• Low monthly payments. Monthly lease payments are often lower than traditional financing.
• No resale or trade–in headaches.

Financing options for used vehicles.

Select Chevrolet dealers offer Certified Pre-Owned vehicles that often offer like-new financing for qualified buyers. For more information about Chevrolet Certified Pre-Owned vehicles, their rigorous 172-point inspection, and used vehicle warranties, visit www.gmcertified.com.