GM Business™ Mastercard®
The GM Business™ Mastercard® rewards small business owners with special benefits. Build earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle† for the job. See Program Rules.
Approved Cardmember Offer
Get $750 in Bonus Earnings after spending $5,000 on the My GM Business™ Mastercard® in the first 5 months.†
Introductory Purchase APR
0% Intro APR for the first 9 months†; thereafter variable APRs range from 18.74% to 28.74%.
Annual Fee
$0†
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Put Your Expenses to Work
Earn up to 5% toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle.†
5% Earnings† on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized Chevrolet Dealers.
3% Earnings† on purchases at gas stations, restaurants and office supply stores.
1% Earnings on all other purchases.
Benefits
Earn and Redeem
There’s no limit to the amount of Earnings you can build up or redeem toward an eligible, new GM vehicle. Earnings don’t expire as long as your Account stays open and in good standing.
Combine Offers
Combine Earnings with most current vehicle offers for more potential value.
No-Cost Employee Cards
Add employee cards to your Account, set individual spending limits and track all individual spending activity – all at no additional cost.
No Annual Fee†
No annual fee and no foreign transaction fee.
Mastercard Easy Savings®
The Mastercard Easy Savings Program®† allows you to save on everyday expenses when using your enrolled Mastercard business card on qualified purchases at participating merchants nationwide. Learn more about the Mastercard Easy Savings® Program.
How to Redeem
Choose
Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.
Agree
Agree on your best price with your dealer after taking advantage of vehicle offers.
Deduct
Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.
Rates and Fees
Introductory Annual Percentage Rate (APR) for Purchases
0% for 9 months from the date of account opening.
After that, your APR will be 18.74% to 28.74%; variable based on your creditworthiness.
Purchase APR
18.74% to 28.74% variable
APR for Cash Advances
29.99% variable
Annual fee
$0
Foreign Transaction Fee
$0
Cash Advance Fee
$0
Late Payment Fee
Up to $40
If you’ve got a question, we’re here to help.
Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.